Page 4 - AAA Findlay Automobile Club – AAA Now! – January/February 2017

MEMBER SERVICES
Top Car Seat Mistakes
Three Out of Four are Installed Incorrectly
1. Moving your child out of a booster seat too soon.
Consequence:
Seatbelts are designed to fit adults, not children. Improper seatbelt fit can result in abdominal or neck injury in a crash or sudden stop.
Recommendation:
Keep your children in booster seats until the seat belt fits them properly. Children should be able to sit with their back against the seat, knees bending at the edge and feet touching the floor. The lap belt should be positioned low across their hips and upper thighs with the shoulder belt across their chest and collarbone. Depending on your child’s growth and development, a seat belt typically fits correctly between ages 8 – 12.
2. Not installing the car seat tightly enough.
Consequence:
If the seatbelt or lower anchor connection is too loose, the car seat will not stay put, subjecting your child to greater crash forces.
Recommendation:
The car seat should not move side-to-side or front-to-back more than one inch when tested at the belt path.
3. Harness straps too loose.
Consequence:
If harnesses are too loose, your child will not be properly restrained in the event of a crash. This may subject your child to higher crash forces, or even ejection from the seat altogether.
Recommendation:
Harness straps should lay flat and not have any twists. Be sure the harness is snug enough that you cannot pinch any extra material at the child’s shoulder.
Save Money on Foreign Transaction Fees
As stated by Travel Weekly International, travel is on the rise and rose nearly 20% from 2014 to 2015. In 2015, members spent over
$44 million dollars on international transactions. AAA members are encouraged to research how they are going to pay for items when they are traveling internationally before they leave home to ensure they are getting the best value.
AAA wants members to know that their
AAA Member Rewards Credit Card is a great option
for international purchases along with their every day
purchases. The foreign transaction fee is now 0%* for
the AAA Member Rewards Credit Card! You heard that
correctly, members using the credit card overseas will
no longer have to pay a fee for foreign transactions. All
of this is being provided while maintaining $0 annual
fee for the card* – which is a tremendous member value
considering the benefits in comparison to similar cards that carry an annual fee.
The AAA Member Rewards Credit Card is not only a great card to use locally, but now for your international purchases, too.
Stop by your local AAA office for more details.
* The Variable Annual Percentage Rates (APRs) for this account are currently 13.24% to 23.24%, based on creditworthiness, for Purchases and Balance Transfers; 16.24% to 25.24%, based on creditworthiness, for Direct Deposit and Check Cash Advances; and 25.24% for Bank Cash Advances. The introductory APR for Balance Transfers made within 60 days of opening your account is 2.99% for the first 12 Statement Closing Dates. A Variable Penalty APR of up to 29.99%, based on creditworthiness, may be applied to new transactions if you make a late payment. Minimum Interest Charge is $1.50. Balance Transfer Fee is 3% (min. $10). Cash Advance fees are: 3% (min. $10) for Direct Deposit and Check Cash Advances; $12 for each Overdraft Protection Cash Advance; and 5% (min. $10) for all other Cash Advances. Fee for purchases of wire transfers from a non- financial institution is 5% (min. $10). The Variable APRs will vary with the market based on the Prime Rate. In addition, we reserve the right to change the terms of the account in accordance with the Credit Card Agreement and applicable law. This information is accurate as of 11/2016 and may have changed. For current information, please obtain an application from an AAA associate.
AAA ONLINE RESOURCES
Digital AAA Now!: aaanowonline.com/aaa_findlay_now.html Internet TripTik®: AAA.com/triptik
About your membership: AAA.com/membership Insurance quotes: AAA.com/insurance
Mobile apps: AAA.com/mobile
Online savings: AAA.com/specialoffers E-newsletter signup: AAA.com/enews
All things travel: AAA.com/travel
Rent a car: AAA.com/hertz
Book a hotel: AAA.com/hotel
Everything teen driving: teendriving.AAA.com Everything senior driving: seniordriving.AAA.com
facebook.com/aaafindlayautomobileclub
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JANUARY/FEBRUARY 2017